Katelyn Smith - Mortgage Broker

Katelyn Smith || January 11, 2022

Home Surtax Explored as Prices Continue to Rise

As new home prices marked the 20th consecutive month of growth, a new report backed by Canada’s housing agency called for a new annual tax to help address affordability. The...

Katelyn Smith || December 08, 2021

The Bank of Canada made its final rate decision of 2021. Here is what you need to know.

I'm sharing a very well written update from one of our lender partners, Scott McKenzie of First National Bank.Today, the Bank of Canada made its eighth scheduled and presumably final interest rate...

Katelyn Smith || November 02, 2021

Making Sense of All the Rate-Hike Predictions

Making Sense of All the Rate-Hike PredictionsThere’s been a lot of talk in the news lately about where mortgage rates are headed.We know the obvious direction from here is up, but what we don’t know...

Katelyn Smith || October 27, 2021

A Snapshot of the Canadian Mortgage Market

Mortgage debt is rising at its fastest pace in over 10 years, yet arrears have fallen to record lows. Meanwhile, more mortgage shoppers are opting for variable rates and a growing...